Robert T. Healey, Esq.

St. Louis Consumer Advocate Attorney

Let Robert T. Healey, Attorney at Law, be Your Advocate!

St. Louis Consumer Advocate AttorneyIn 1998, Bob joined the Swaney Law Firm and began working with and representing individuals and consumers who were experiencing financial stress and difficulties in their daily lives.

For the next ten years, Bob focused on consumer problems and the solutions to those problems solely through the personal bankruptcy prism.  If a person was being harassed either at home or at work by collection agencies and debt collectors, Bob would help them understand that the harassment would stop once the bankruptcy case was filed.

If the mortgage company had not properly credited or applied the consumer’s payments, or refused to abide by an agreement it had made with a homeowner to avoid foreclosure, Bob would advise the client how a Chapter 13 bankruptcy works, and that these “other issues” would be resolved in the Chapter 13 case.

While the remedies provided by the Bankruptcy Code are powerful and advantageous for consumers and individuals in financial distress, Bob knows that Bankruptcy is not always the best option for some consumers.

A St. Louis Consumer Advocate Fighting For Your Rights

Beginning in 2007, Bob began to focus his practice on both Federal and Missouri laws which protect consumers and provide them with a means of fighting back against these powerful entities.

In the last four years, he has successfully represented the interests of consumers in the St. Louis area and Eastern Missouri and brought legal claims against financial institutions which seemed to have no regard for the rights of consumers and which were using their size and strength to bully consumers into submission without any legal justification.

Successful Representation of Hundreds of Wronged Consumers in the St. Louis Area

He has represented hundreds of consumers and individuals over the last four years in claims against large financial institutions.  In his experience he has found that the Debt Collectors, Mortgage Servicers, Credit Reporting Agencies and Banks that we deal with in our everyday lives are typically big businesses focused on earning maximum profits.

These entities are programmed to take every available advantage to promote profitability and efficiency.  There is certainly nothing wrong with the desire to earn a profit.  We all want to do the very best that we can in our employment and business endeavors.  The problems begin when the profit motive trumps all other considerations.  When the bottom line is the only consideration, these big financial institutions ignore the normal checks and balances which foster compliance with the law.

This greed and sloppiness can result in actions which are improper and illegal, and come at the expense of the people who these companies need the most: their customers.

This is where Bob can help.  Bob’s law practice is dedicated to asserting and vindicating consumers’ rights.  As a member of the National Association of Consumer Advocates, he has established an expertise which enables him to use laws like the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Missouri Merchandising Practices Act and the Telephone Consumer Protection Act to pursue claims and protect the interests of consumers and individuals in the St. Louis area and Eastern Missouri.

If you believe a debt collector has improperly harassed you, or if a financial institution has refused to take incorrect or inaccurate items off of your credit report, or if a mortgage servicing company has refused to honor a modification agreement or improperly foreclosed on your home, please call for a free consultation.  It would be my pleasure to have the opportunity to assist you.

Contact Bob Healey today at (314) 401-3261 or

Contingent Fees
We handle many of our cases on a contingency fee basis. We only charge a fee if we are successful in recovering an award for you. Our fees are based on a percentage of any recovery we make for you.

Rules of Court require us to advise that clients may be responsible for costs/expenses. In most cases, however, these are deducted from any recovery at the conclusion of the matter.

Other Notices
The information provided by this website does not constitute legal advice. The use of this site does not create an attorney-client relationship. Please contact us if you wish to discuss the contents of this website in further detail.

The verdict or settlement of your own case will depend upon its particular facts. Past results afford no guarantee of future results. Every case is different and must be judged on its own merits. The cases reported in the website are not meant to cause any unjustified expectations regarding the merits of your own claim.

The choice of a lawyer is an important decision and should not be based solely on advertisements.

To comply with Rules of Court, Healey Law, LLC designates Robert Healey as the attorney responsible for this web site.